As the Philippine arm of NYSE-listed FinVolution Group, JuanHand benefits from the parent company’s extensive regional experience and technological backbone. This includes FinVolution’s proprietary AI and machine learning platform, which JuanHand also applies in the local market. The platform processes massive volumes of data to deliver faster, more precise credit assessments. To maximize effectiveness, these universal technologies are tailored to local needs, considering borrower behavior, risk patterns, and regulatory requirements. This allows JuanHand to responsibly extend credit to first-time borrowers while maintaining low default rates.